Art of Medicare
  • Home
  • Learn About Medicare
    • Medicare Advantage Plans
    • Medicare Supplement Coverage
    • Medicare Prescription Drug Plan
  • About
    • Contact Us

Art of Medicare Blog

5 FAQs About Medicare Advantage

9/10/2020

1 Comment

 
Picture
​If you have the Original Medicare insurance at hand and your employer offers you a Medicare Advantage Plan without telling you full details about it, then read on further to know more about it. These frequently asked questions may give you enough insights.
What are Medicare Advantage Plans?
Medicare Advantage Plans are other ways to receive Medicare coverage. They are sometimes called “MA Plans” or “Part C.” Medicare-approved companies offer them to their employees, but must also follow the regulations set. If you join a Medicare Advantage Plan, you will still have the necessary Part A and B insurance coverage. However, your Hospital Insurance (Part A) and Medical Insurance (Part B) will most likely come from your plan, instead of the Original Medicare.

How Do They Work?
When you join an Advantage Plan, Medicare gives a fixed monthly payment for your coverage to the company that offered the premium, along with the requirement that they follow the regulations. These Advantage Plans also have contracts with Medicare annually, where you get notified with any changes before the enrollment year starts. If you join, you will still have all the same protections and rights that the Original Medicare offers.

What is Covered?
As mentioned above, the premium still covers both Part A and B services. However, despite being in an Advantage Plan, Original Medicare will even provide cover for new benefits and costs for hospice care and clinical research studies. Other plans also offer extra coverage, including dental, hearing, vision, and other programs relating to health and wellness. They also have annual limits on out-of-pocket payments for the covered Part A and B services.

Who Can Join a Medicare Advantage Plan?
You can join if:
  • You both have Medicare Part A and Part B
  • You are lawfully present in the US or are either a US citizen or national.
  • You live within the service area of the plan
  • You are free from any End-Stage Renal Diseases (ESRD)

What if I Have Other Coverage?
You can discuss with your union, employer, or any other benefits administrator about their set regulations before you apply for a Medicare Advantage Plan. In some instances, you may still be able to use your union or employer coverage along with your plan. However, in some other cases, you might lose your previous coverage for your dependents, spouse, and yourself.

Upgrading to a Medicare Advantage Plan can be very helpful. Not only do they provide extra coverage, but they also still hold the same benefits that the Original Medicare offers. Invest in one now!

At Art of Medicare, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (702) 776-7726 or Click Here to request a free quote.
1 Comment
Mia Evans link
10/14/2022 11:53:01 pm

It really helped when you pointed out that we can still have the same protection and rights with Medicare Advantage just like what the original plan offers. I will share this information with my mom because she wanted to get herself covered now that she is a senior. It would probably be a good idea to talk to a professional to learn more about Medicare part B plans and other options as well to pick the best one for my mom.

Reply



Leave a Reply.

    Contact Us

    (702) 776-7726
    8524 Del Webb Blvd 
    Las Vegas, NV 89134
    Click Here to Email Us

    Archives

    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    July 2020

    Categories

    All
    FAQs
    Financial
    Insurance
    Local
    Medicare Advantage Plans
    Medicare Supplement Insurance
    Safety

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Art of Medicare
8524 Del Webb Blvd 
Las Vegas, NV 89134
(702) 776-7726
Click Here to Email Us

Location

Website by InsuranceSplash
  • Home
  • Learn About Medicare
    • Medicare Advantage Plans
    • Medicare Supplement Coverage
    • Medicare Prescription Drug Plan
  • About
    • Contact Us